Once a payment has been attempted, a 'reserve' is placed on your credit/debit card. This reserve is not actually a payment. Rather it is applied by your credit card / debit card vendor. If the payment is declined, you have not been charged and it takes 1 - 2 days for the reserve to drop off your card statement.
Modified on: Tue, Jul 7, 2015 at 9:37 PM
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